To protect injured workers and employers from loss as a result of workplace accidents,
and to enhance the general health and well-being of Ohioans and the Ohio economy.
Since 1912, Ohio's workers' compensation system has helped
employers and employees cope with workplace injuries by providing medical and
compensation benefits for work-related injuries, diseases and deaths. BWC has
a central office in Columbus and 14 customer service offices located across
BWC provides insurance to about two-thirds of Ohio's workforce. The
remaining workers receive coverage directly through their employers.
These companies are part of a self-insurance program for large and
financially stable employers who meet strict qualifications set by BWC.
With $28 billion in assets, BWC is the largest exclusive state-fund workers’ compensation system
in the United States and the second largest underwriter of workers’ compensation insurance in the country.
In fiscal year 2012, BWC provided workers’ compensation coverage to more than 252,000 employers,
processed more than 116,000 new claims and paid out $1.9 billion in benefits. Premiums and assessments
from employers was slightly more than $2 billion.
Ohio’s workers’ compensation system is made up of two parts: BWC, which
is the administrative and insurance arm of the system, and the
Commission of Ohio (IC), which is the claims adjudicative arm. The IC
hears and decides contested workers’ compensation claims and issues.
The governor appoints the three-member commission and the
Ohio Senate confirms those appointments. One member represents labor,
one represents employers and one represents the public.
Fiscal statistics are unaudited.